Hefty Insurance Services, Inc.

Hefty Insurance Services, Inc.

  • Supplements
  • All insurance companies that offer Medicare Supplements for Plans A through N must have the same coverage for each plan. The main difference is the cost of the insurance and the service you receive from your agent.
  • Medicare coverage consists of Part A, B, C and D.
  • Medicare Part A offers only the basic benefits.
  • There is no coverage for the Part A deductible of $1132.
  • No coverage for the Part B annual deductible of $162.
  • Medicare pays for the first 20 days of skilled nursing care only.
  • They do not pay for the first three pints of blood, but the supplements pays for this benefit.
  • Medicare supplement Plans F pays for Medicare expenses that are approved,but not covered by Medicare.
  • Medicare Supplement Plan G, pays for Medicare expenses that are approved, except the Part B annual deductible of $162.
  • Medicare Supplement Plans E, H, I & J are no longer available for new business.
  • Medicare has approved Plans M and a GUARANTEED ISSUE PLAN-PLAN N (no medical underwriting)
  • Independent Authorized Agent for Anthem Blue Cross and Blue Shield, Mutual of Omaha, United Healthcare, Genworth, GPM and Allianz.

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